Debt collection -- Attempts to collect debt not owed -- Complaint #13963766

Complaint Overview

Complaint ID: 13963766

Company: Aargon Agency, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Nevada

ZIP Code: 89148

Date Received: 2025-06-08T12:00:00-05:00

Date Sent to Company: 2025-06-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am filing a complaint against Aargon Agency , Inc. for inaccurately reporting a collection account to the credit bureaus. The account is for a {$66.00} balance I owed to XXXX XXXX XXXX XXXX XXXX XXXX XXXX which I paid directly to XXXX before this debt was rightfully placed with any collection agency. Debt was paid XXXX XXXX. Despite resolving the debt with the gym, Aargon Agency is continuing to report it as an open collection, negatively impacting my credit. Additionally, this is the second collection agency to report this same debt, which raises further concerns about how this account is being handled and shared. I have already communicated with both XXXX and Aargon Agency and informed them that the debt has been paid. I can provide proof of payment. The continued reporting of this collection is unfair, inaccurate, and misleading. I respectfully request that Aargon Agency immediately remove this collection entry from my credit reports and cease all further collection activity related to this account.

Frequently Asked Questions

What is Complaint #13963766 about?

Complaint #13963766 was filed against Aargon Agency, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-06-08T12:00:00-05:00.

How did Aargon Agency, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Aargon Agency, INC.?

Yes, visit the Aargon Agency, INC. company profile at readthecomplaint.com/company/aargon-agency-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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