Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #13957227

Complaint Overview

Complaint ID: 13957227

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Tennessee

ZIP Code: 373XX

Date Received: 2025-06-07T12:00:00-05:00

Date Sent to Company: 2025-06-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Violation of fair credit reporting act 15 U.S.C I am requesting that you provide verification and validation of the debt and a signed contract with my signature. The account is listed as a charge off account on my credit report, however I have not received a 1099C cancellation of debt form Which is required for tax purposes, if this debt was truly forgiven or canceled. If this that has been charged off and forgiven, please send me a copy of the 1099C. If not, Please correct my report to reflect the accurate reporting and status of my account or remove it entirely from my credit.

Frequently Asked Questions

What is Complaint #13957227 about?

Complaint #13957227 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-06-07T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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