Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13956992
Complaint Overview
Complaint ID: 13956992
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Massachusetts
ZIP Code: 02360
Date Received: 2025-06-07T12:00:00-05:00
Date Sent to Company: 2025-06-07T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
A {$6000.00} collection account appeared on my TransUnion credit report in XX/XX/XXXX. It lists an open date of XX/XX/XXXX and a balance of {$6000.00}, although the high credit amount is only {$4300.00}. This discrepancy was never explained or itemized. The collection is reported under the generic name Collection and does not include a legally required company name, preventing me from identifying or validating the debt. I sent a certified dispute letter to TransUnion, along with proof that this debt belongs to my deceased mother not me. I included a notarized affidavit, a copy of the collection report, and my ID to verify that this account is not mine. TransUnion has not provided any documentation validating the debt or confirming the identity of the reporting party. This reporting appears to be illegally re-aged to make the account look newer than it is, which violates FCRA Section 605 ( c ). Reporting an unverifiable, inflated, and misattributed debt violates my rights under FCRA Sections 609 ( a ) ( 1 ), 611 ( a ) ( 1 ) ( A ), and 623 ( a ) ( 1 ) ( A ). I am requesting a full investigation and removal of this account if it can not be verified with complete documentation and legal collection agency details.
Frequently Asked Questions
What is Complaint #13956992 about?
Complaint #13956992 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-07T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.