Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13956907
Complaint Overview
Complaint ID: 13956907
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Virginia
ZIP Code: 23112
Date Received: 2025-06-07T12:00:00-05:00
Date Sent to Company: 2025-06-07T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX ( XXXX ) XXXX Date : XX/XX/XXXX To : CFPB Dispute Portal ( for Equifax, Experian & TransUnion ) Re : Formal FCRA Dispute Correction of Personal Identifying Information Pursuant to my rights under the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ), I hereby dispute and request deletion or correction of the following inaccurate personal information on my three-bureau credit files. Please reinvestigate under 611 and delete any data you can not verify as accurate. 1. TransUnion Incorrect Entries to Remove : Name variants : XXXX XXXX XXXX XXXX Any other form in the Name or Also Known As fields Also Known As section ( should be blank ) Addresses : XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Emails : Any address other than XXXX Phone numbers : Any number other than ( XXXX ) XXXX Correct Entries to Retain : Name : XXXX XXXX XXXX Also Known As : ( blank ) Address : XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX Employer : XXXX XXXX Email : XXXX Phone : ( XXXX ) XXXX XXXX. Experian Incorrect Entries to Remove : Name : XXXX XXXX ( without XXXX ) Addresses : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Correct Entries to Retain : Name : XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX : XXXX Phone : ( XXXX ) XXXX Employer : XXXX XXXX 3. Equifax Incorrect Entries to Remove : Name : XXXX XXXX ( without XXXX ) Addresses : XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Employers : XXXX XXXX XXXX Emails : Any address other than XXXX Phone numbers : Any number other than ( XXXX ) XXXX Correct Entries to Retain : Name : XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Employer : XXXX XXXX Email : XXXX Phone : ( XXXX ) XXXX FCRA 611 ( a ) ( 1 ) : If the completeness or accuracy of any item of information is disputed by the consumer the [ CRA ] shall reinvestigate and record the current status. FCRA 1681e ( b ) : Consumer reports must be fair and accurate. Guimond v. TransUnion Credit Info. Co., 45 F.3d 1329 ( 7th Cir. 1995 ) : [ A ] credit reporting agency violates 1681e ( b ) when it creates or perpetuates a falsehood in a consumers file. Carvalho v. Equifax Info. Servs., 629 F.3d 876 ( 9th Cir. 2010 ) : Upholds the requirement that CRAs conduct a meaningful reinvestigation when accuracy is challenged. Requested Actions Reinvestigate all disputed personal data under FCRA 611. Delete or correct every item I have flagged that can not be verified as accurate. Provide written confirmation of each change. Supply a free, updated copy of my credit report reflecting these corrections within 30 days. Failure to comply constitutes a willful violation of the FCRA. I look forward to your prompt response confirming completion of your reinvestigation and outcome. Attached is a copy of my state identification for identification verification, social security for proof identification for verification, bank statement for proof of address and highlights bearing the incorrect information listed on my consumer report Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #13956907 about?
Complaint #13956907 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-07T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.