Debt collection -- Attempts to collect debt not owed -- Complaint #13955975
Complaint Overview
Complaint ID: 13955975
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Georgia
ZIP Code: 30605
Date Received: 2025-06-07T12:00:00-05:00
Date Sent to Company: 2025-06-07T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Date : XX/XX/year> LVNV Funding LLC XXXX XXXX XXXX XXXXXXXX, SC XXXX RE : Debt Validation Request under the FDCPA Account Number : [ Insert Account Number or Reference Number ] To Whom It May Concern, I am writing in response to a collection notice I received from your agency, which I believe may be in error. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, I am requesting that you provide full and complete validation of the alleged debt you claim I owe. Please provide all of the following documentation : The original creditors name, address, and account number. A complete payment history, including all charges and fees. A copy of the original contract or agreement that bears my signature and shows I agreed to the debt. Documentation proving that you have the legal right to collect this debt, including a valid chain of custody from the original creditor to your agency. Proof that the debt is within the statute of limitations for collections in my state. A copy of any 1099-C form issued, if applicable, or an explanation of why one was not issued. Until you have provided the documentation requested above, I am requesting that all collection activities cease. This includes reporting this alleged debt to any credit reporting agency. Reporting invalid or unverified information may be a violation of the Fair Credit Reporting Act ( FCRA ) and will be documented accordingly. Please be advised that any failure to respond to this request within 30 days may result in legal complaints being filed with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and/or my states Attorney Generals office. I request that all communication regarding this matter be made in writing. Please do not contact me by phone. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #13955975 about?
Complaint #13955975 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-06-07T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.