Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13927317
Complaint Overview
Complaint ID: 13927317
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 328XX
Date Received: 2025-06-05T12:00:00-05:00
Date Sent to Company: 2025-06-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Method of Verification Request under FCRA XXXX XXXX XXXX Account To Whom It May Concern, I am writing to formally request the method of verification for the following account that appears on my credit report : Creditor Name : XXXX XXXX Account Type : Utility Account Status : Collection Account Number : XXXX This request is being made under my rights as provided by the Fair Credit Reporting Act ( FCRA ) 611. I respectfully request the following : The method of verification used to confirm the accuracy of this account. The name, address, and contact information of the individual or entity who verified the information. Any supporting documentation used during the verification process. If this account can not be verified according to the FCRA, I request its immediate deletion from my credit report. Thank you for your prompt attention to this matter. Please confirm in writing that you have received this request and indicate what actions will be taken. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #13927317 about?
Complaint #13927317 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-05T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.