Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13879897
Complaint Overview
Complaint ID: 13879897
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Louisiana
ZIP Code: 70461
Date Received: 2025-06-03T12:00:00-05:00
Date Sent to Company: 2025-06-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear XXXX, Pursuant to my rights under the Fair Credit Reporting Act ( FCRA, 15 U.S.C. 1681 et seq. ) and the Fair Debt Collection Practices Act ( FDCPA, 15 U.S.C. 1692 et seq. ), I am formally disputing the accuracy, completeness, and verifiability of the following items on my credit report. Each item listed below contains incorrect, outdated, or unverifiable information that adversely affects my credit standing. Addresses : XXXX XXXX XXXX, XXXXXXXX LA XXXX XXXX XXXX XXXXXXXX XXXX XXXX, XXXX, GA XXXX XXXX XXXX XXXX, XXXX, LA XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX XXXX, LA XXXX XXXX XX/XX/XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX These addresses are either incorrect, outdated, or have never been associated with me. Under the FCRA ( 15 U.S.C. 1681i ), you are required to conduct a prompt investigation and remove or correct inaccuracies. Late Payment : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This alleged late payment entry is inaccurate. No valid proof or documentation has been provided to substantiate this derogatory entry, constituting a violation of the FCRA, Section 1681s-2 ( b ), which requires data furnishers to investigate disputes thoroughly and promptly. Unauthorized Credit Inquiries : The following credit inquiries were unauthorized and made without permissible purpose, violating the FCRA Section 1681b : XXXX XXXX ( XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX ) XXXX ( XX/XX/XXXX ) According to the FCRA Section 1681b , consumer reports may only be furnished with the consumer 's consent or for specific permissible purposes. No authorization or permissible purpose was provided for these inquiries. Therefore, I demand a complete investigation into these disputed items within 30 days of your receipt of this letter, as mandated by law. Provide proof of verification or immediately delete these erroneous entries from my credit file. Failure to comply with these lawful requests could subject you to penalties under Sections 616 and 617 of the FCRA. Please send a detailed summary of your findings, along with an updated credit report, to my address listed above upon completion of your investigation. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #13879897 about?
Complaint #13879897 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-03T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.