Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13856356
Complaint Overview
Complaint ID: 13856356
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 34787
Date Received: 2025-06-02T12:00:00-05:00
Date Sent to Company: 2025-06-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX reporting a serious violation of the Fair Credit Reporting Act by Equifax regarding the XXXX XXXX XXXX account ( XXXX XXXX XXXX XXXX XXXX XXXX. This account was previously deleted and did not appear on my XX/XX/year> credit report. Its sudden reinsertionwithout any written notice or certificationis a clear violation of XXXX XXXX XXXX ( a ) ( XXXX ) ( B ) ( ii )- ( iii ). I never gave XXXX XXXX or permissible purpose for this account to be XXXX XXXX, violating XXXX. Its reappearance is inaccurate and violates XXXX ( b ), which requires maximum possible accuracy. XXXX repeated failure to comply with these legal standards demonstrates negligent and willful noncompliance under XXXX and XXXX. Each violation carries a civil liability of {$1000.00}. I am extremely XXXX and XXXX XXXX by this ongoing issue and XXXX disregard for federal law.
Frequently Asked Questions
What is Complaint #13856356 about?
Complaint #13856356 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-06-02T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.