Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13856294
Complaint Overview
Complaint ID: 13856294
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33178
Date Received: 2025-06-02T12:00:00-05:00
Date Sent to Company: 2025-06-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Request to Block Fraudulent Accounts Pursuant to 15 U.S.C. 1681c-2 I, XXXX XXXX XXXX XXXX XXXX am formally submitting this statement to dispute fraudulent information included in my credit report, pursuant to my rights as a consumer under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S. Code 1681c-2. I am attaching a copy of my official identity theft report issued by the Federal Trade Commission ( FTC ), with reference number XXXX, as supporting documentation for my claim. The following accounts on my credit report are a direct result of identity theft and must be blocked immediately XXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX According to 15 U.S.C. 1681c-2, when a consumer submits a valid identity theft report, credit reporting agencies are legally required to block any information identified by the consumer as fraudulent within XXXX ( XXXX ) business days. I have fully complied with this legal requirement and have also contacted the companies involved to request supporting documentation or contracts related to these accounts. More than 60 days have passed and I have not received any response. This situation has caused serious harm to my personal and financial well-being. It has prevented me from progressing economically, and although other credit bureaus have already removed these accounts due to a lack of verification, they still remain unfairly listed on my report. Therefore, I respectfully request that, in accordance with the law, you block and delete these fraudulent accounts and any related inquiries immediately. The block should remain in place for at least XXXX ( XXXX ) year, with the option for extension. During this period, none of these accounts should be reinserted into my credit file. I am attaching my official FTC identity theft report and look forward to a clear, lawful, and timely resolution. Thank you for your attention. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX / XXXX XX/XX/year>
Frequently Asked Questions
What is Complaint #13856294 about?
Complaint #13856294 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-02T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.