Debt collection -- Took or threatened to take negative or legal action -- Complaint #13855988
Complaint Overview
Complaint ID: 13855988
Company: Williams & Fudge, INC
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Nevada
ZIP Code: 894XX
Date Received: 2025-06-02T12:00:00-05:00
Date Sent to Company: 2025-06-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have been receiving repeated calls from Williams & Fudge on both my personal and work phone numbers. Despite explicitly requesting that they cease contacting me at my place of employment, they have continued to do so. They claim I owe over {$2000.00} in XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. However, I was not XXXX XXXX XXXX XXXX during that time and was living in an entirely different state. I informed the representative of this, and he stated he would follow up with the XXXX and get back to me. Although I was contacted again, they have still failed to provide any formal proof of the alleged debt. Instead, they threatened to report the account to the credit bureaus the same day and stated they would not cease collection efforts unless a payment is made or the XXXX confirms the debt is an error.
Frequently Asked Questions
What is Complaint #13855988 about?
Complaint #13855988 was filed against Williams & Fudge, INC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-06-02T12:00:00-05:00.
How did Williams & Fudge, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Williams & Fudge, INC?
Yes, visit the Williams & Fudge, INC company profile at readthecomplaint.com/company/williams-fudge-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.