Checking or savings account -- Managing an account -- Complaint #13854889

Complaint Overview

Complaint ID: 13854889

Company: TD Bank US Holding Company

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Deposits and withdrawals

State: New York

ZIP Code: 11372

Date Received: 2025-06-02T12:00:00-05:00

Date Sent to Company: 2025-06-02T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American, Servicemember

Consumer Narrative

On XX/XX/XXXX, I deposited {$480.00} into an ATM machine at TD Bank, XXXX XXXX XXXX XXXX NY. An error occurred. The machine said it could not return the money I deposited and asked how much I entered into the machine. It said it would be a forced deposit. I received a receipt for the {$480.00}. I went inside the bank, spoke to a teller and a bank officer, explained what happened and was told it would probably corrected after the weekend since XX/XX/XXXX was a Friday and maintenance company doesnt come on weekends. My deposit was treated like a check and {$100.00} was made available to me. Overnight that {$100.00} became {$20.00}. I called customer service, filed a dispute. Two weeks later I was given provisional credit for {$460.00}, but it was reverse credited a week after that. I filed another dispute and was credited {$360.00} because they said I was approved for only {$120.00}. Ridiculous. I filed another dispute. Again the same thing happened. I want my money back. Its their machine and they are responsible.

Frequently Asked Questions

What is Complaint #13854889 about?

Complaint #13854889 was filed against TD Bank US Holding Company regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2025-06-02T12:00:00-05:00.

How did TD Bank US Holding Company respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against TD Bank US Holding Company?

Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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