Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13834276
Complaint Overview
Complaint ID: 13834276
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Mississippi
ZIP Code: 390XX
Date Received: 2025-06-01T12:00:00-05:00
Date Sent to Company: 2025-06-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
An inaccurate apartment debt is being reported on my credit report. The amount listed does not match the official court judgment filed in XXXX XXXX, Mississippi. I was taken to court by my former apartment complex and a judgment was entered in the amount of {$2400.00}. I have obtained a certified copy of this court judgment from XXXX XXXX as proof of the actual debt owed. However, on my credit report, the debt is listed as {$5400.00}, which is more than double the court-ordered amount. I have not yet disputed this through the credit bureaus, but due to the magnitude of the discrepancy and the immediate effect its having on my housing applications, I am filing this complaint now. This inaccurate reporting has caused multiple rental application denials and continues to affect my ability to secure stable housing for myself and my family. I believe this discrepancy violates the Fair Credit Reporting Act, which requires credit reporting to be accurate and verifiable.
Frequently Asked Questions
What is Complaint #13834276 about?
Complaint #13834276 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-06-01T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.