Debt collection -- False statements or representation -- Complaint #13833384
Complaint Overview
Complaint ID: 13833384
Company: R.A.Rogers, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: District of Columbia
ZIP Code: 20001
Date Received: 2025-06-01T12:00:00-05:00
Date Sent to Company: 2025-06-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear R.A.ROGERS, INC I am writing in response to your recent communication dated XX/XX/year>, in which you claim that I owe a debt. I am requesting validation of this debt in accordance with my rights under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, and the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681s-2. 1. Request for Debt Validation Under the FDCPA, I have the right to request verification of the debt you claim I owe. Please provide the following : The name of the original creditor. The amount of the debt, including a detailed breakdown of principal, interest, fees, and any other charges. A copy of the original contract or agreement that gives rise to this debt. Proof that you are authorized to collect debts in my state. Verification or a copy of any judgment against me, if applicable. 2. FCRA Violations If you have reported this debt to any credit reporting agency, I am disputing the accuracy of this information. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act, specifically : 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) : You must not furnish information to any consumer reporting agency if you know or have reasonable cause to believe that the information is inaccurate. 15 U.S.C. 1681s-2 ( a ) ( 2 ) : If you receive a notice of dispute from a consumer reporting agency, you must investigate the dispute and report the results to the agency. 15 U.S.C. 1681s-2 ( b ) : If you receive notice of a dispute directly from me, you must conduct a reasonable investigation and report the results to the credit reporting agency. Please provide the requested validation within 15 days of receiving this. If you fail to do so, I will consider this debt invalid and may take appropriate action to protect my consumer rights. Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #13833384 about?
Complaint #13833384 was filed against R.A.Rogers, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-06-01T12:00:00-05:00.
How did R.A.Rogers, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against R.A.Rogers, INC.?
Yes, visit the R.A.Rogers, INC. company profile at readthecomplaint.com/company/r-a-rogers-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.