Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13828496
LexisNexis Report Contains Incorrect Information
Complaint Overview
Complaint ID: 13828496
Company: Lexisnexis
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Incorrect information on your report
Sub-Issue: Information is incorrect
State: Pennsylvania
ZIP Code: 19064
Date Received: 2025-05-31T12:00:00-05:00
Date Sent to Company: 2025-05-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Risk Assessment
Risk Level: low
The risk is low as the issue involves incorrect information on a personal consumer report, which is generally resolvable through standard dispute processes.
Consumer Sentiment: neutral
Topics: Credit reporting, Personal consumer reports, Data accuracy
AI Analysis
CFPB complaint 13828496 was filed against LEXISNEXIS regarding Credit reporting or other personal consumer reports (Other personal consumer report), specifically about "Incorrect information on your report". A consumer reported incorrect information on their personal consumer report from LexisNexis, which was closed with an explanation. The complaint was received on May 31, 2025 from Pennsylvania. The company responded with "Closed with explanation".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their personal consumer reports and dispute any inaccuracies with the reporting agency.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of consumer reports.
Regulatory Insight
This case highlights the importance of data accuracy in consumer reporting and the need for effective dispute resolution mechanisms.
Resolution Likelihood
likely
State-Specific Consumer Protections
The complaint originated in Pennsylvania.
Industry Comparison
This is a common issue within the credit reporting industry, affecting many consumers.
Related Issues
Frequently Asked Questions
What is CFPB complaint 13828496 about?
CFPB complaint 13828496 involves Credit reporting or other personal consumer reports (Other personal consumer report). The consumer reported an issue with "Incorrect information on your report", specifically "Information is incorrect". This complaint was filed against LEXISNEXIS on May 31, 2025.
Which company is complaint 13828496 filed against?
Complaint 13828496 was filed against LEXISNEXIS. You can view all complaints against this company on their profile page at /company/lexisnexis.
What was the company's response to complaint 13828496?
LEXISNEXIS responded with "Closed with explanation". The response was marked as timely by the CFPB.
When was complaint 13828496 filed?
Complaint 13828496 was received by the CFPB on May 31, 2025. It was sent to LEXISNEXIS on May 31, 2025.
What state was complaint 13828496 filed from?
Complaint 13828496 was filed from Pennsylvania. You can view all complaints from this state at /state/PA.
Was the consumer satisfied with the resolution of complaint 13828496?
Dispute information is not available for complaint 13828496.
What product category is complaint 13828496 about?
Complaint 13828496 is categorized under "Credit reporting or other personal consumer reports", specifically "Other personal consumer report". This is one of the product categories tracked by the CFPB.
How was complaint 13828496 submitted?
Complaint 13828496 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 13828496?
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of consumer reports. This relates to a Credit reporting or other personal consumer reports complaint against LEXISNEXIS involving "Incorrect information on your report".
How likely is complaint 13828496 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with explanation". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 13828496?
This complaint is rated as low risk. The risk is low as the issue involves incorrect information on a personal consumer report, which is generally resolvable through standard dispute processes.
What regulatory actions apply to complaint 13828496?
This case highlights the importance of data accuracy in consumer reporting and the need for effective dispute resolution mechanisms. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 13828496?
Consumers should regularly review their personal consumer reports and dispute any inaccuracies with the reporting agency.
Are there state-specific protections for complaint 13828496?
The complaint originated in Pennsylvania. This complaint was filed from Pennsylvania.
How does complaint 13828496 compare to industry norms?
This is a common issue within the credit reporting industry, affecting many consumers.
What steps should a consumer take if they find incorrect information on a LexisNexis report?
The consumer should formally dispute the incorrect information with LexisNexis, providing any supporting documentation. If the issue is not resolved, they can file a complaint with the CFPB.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.