Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13827627
Complaint Overview
Complaint ID: 13827627
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Georgia
ZIP Code: 30318
Date Received: 2025-05-31T12:00:00-05:00
Date Sent to Company: 2025-05-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Banking and reporting errors are actively and unjustly damaging my credit. Under the Truth in Lending Act ( XXXX ), XXXX XXXX XXXX XXXX ( b ), creditors are legally obligated to apply payments and credits accurately and to provide clear and timely billing statements. However, my account reflects serious violations of these requirements : payments I made were not properly recorded, there are evident calculation discrepancies, and I was not given the federally mandated XXXX advance notice before payment was due. As a result, any reported late payments are invalid. These errors constitute a clear violation of federal law and are causing significant and unlawful harm to my credit standing. I demand immediate correction and full compliance with all applicable legal obligations.
Frequently Asked Questions
What is Complaint #13827627 about?
Complaint #13827627 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-31T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.