Debt collection -- False statements or representation -- Complaint #13816699
Complaint Overview
Complaint ID: 13816699
Company: Blitt And Gaines, P.C.
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Indiana
ZIP Code: 46202
Date Received: 2025-05-30T12:00:00-05:00
Date Sent to Company: 2025-05-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I submitted multiple formal disputes to XXXX XXXX XXXXXXXX, requesting full validation of an alleged credit card debt. I asked for the original signed contract, the assignment chain, and proof that the debt is not time-barred under XXXX Statutes 95.11 ( 3 ) ( k ). Despite repeated requests, they failed to provide legal validation, yet continued to send letters claiming the debt was valid and reported this matter to federal agencies. Their responses avoided key legal citations, and no new evidence was presented. This debt is disputed, unverified, and time-barred. They have made materially false statements in violation of FDCPA 1692e and failed to validate the debt per FDCPA 809 ( b ). As of XX/XX/year>, I served them a final notice of intent to sue via USPS, which they picked up at XXXX AM.
Frequently Asked Questions
What is Complaint #13816699 about?
Complaint #13816699 was filed against Blitt And Gaines, P.C. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-05-30T12:00:00-05:00.
How did Blitt And Gaines, P.C. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Blitt And Gaines, P.C.?
Yes, visit the Blitt And Gaines, P.C. company profile at readthecomplaint.com/company/blitt-and-gaines-p-c to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.