Credit card -- Fees or interest -- Complaint #13816574
Complaint Overview
Complaint ID: 13816574
Company: Atlanticus Services Corporation
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Fees or interest
Sub-Issue: Problem with fees
State: California
ZIP Code: 90032
Date Received: 2025-05-30T12:00:00-05:00
Date Sent to Company: 2025-05-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
this company is using misleading tacticts, deceving all these fees, The credit limit was very low as { {$500.00} }. They did not disclose the annual fee of { {$120.00} } will be charged within 5 months after the card was issued. The fee is almost 30 % of the credit limit and they will charge to added fees. The interest rate is very high at 36.00 % and the balance goes up to the point that Its impossible will be not able to pay off. I am an XXXX XXXX.
Frequently Asked Questions
What is Complaint #13816574 about?
Complaint #13816574 was filed against Atlanticus Services Corporation regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2025-05-30T12:00:00-05:00.
How did Atlanticus Services Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Atlanticus Services Corporation?
Yes, visit the Atlanticus Services Corporation company profile at readthecomplaint.com/company/atlanticus-services-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.