Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13795736
Complaint Overview
Complaint ID: 13795736
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: New Mexico
ZIP Code: 882XX
Date Received: 2025-05-29T12:00:00-05:00
Date Sent to Company: 2025-05-29T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Complaint against XXXX XXXX and TransUnion for continued reporting of an unverifiable account : XXXX XXXX XXXX ( Acct # XXXX ), allegedly sold to XXXX XXXX XXXX. All three bureaus are reporting this account despite multiple formal disputes and validation requests. No original signed contract, no XXXX XXXX XXXX, no bill of sale, no proof of assignment, and no legal right to collect has been provided. No method of verification disclosed. This violates FCRA 1681i ( a ) ( failure to conduct a reasonable reinvestigation ), FCRA 1681e ( b ) ( failure to maintain maximum possible accuracy ), and FCRA 1681s-2 ( b ) ( furnisher failure to verify and correct inaccurate information ). The reporting also fails Metro 2 compliance standardsdata is incomplete, misleading, and materially inaccurate. The credit bureaus are acting as if the law does not apply to them and continue to willfully report unverifiable, disputed information, causing harm to my credit profile. I am requesting permanent deletion of the account from all three bureaus, disclosure of verification sources, and regulatory enforcement for continued FCRA violations.
Frequently Asked Questions
What is Complaint #13795736 about?
Complaint #13795736 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-29T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.