Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13774153
Complaint Overview
Complaint ID: 13774153
Company: Wells Fargo & Company
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33314
Date Received: 2025-05-28T12:00:00-05:00
Date Sent to Company: 2025-07-17T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX is reporting a {$590.00} charge-off for a credit card account. A garnishment action for this account was filed and then dismissed in court on XXXX XXXX, 2025 by XXXX XXXX XXXX, their client. I submitted dispute letters and court dismissal documentation, yet XXXX XXXX continues to report this as a derogatory charge-off. This violates the Fair Credit Reporting Act and furnisher obligations under 15 U.S. Code 1681s-2 ( b ). The garnishment was dismissed without prejudice, meaning there is no active collection effort. They are willfully harming my credit with inaccurate reportin
Frequently Asked Questions
What is Complaint #13774153 about?
Complaint #13774153 was filed against Wells Fargo & Company regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-28T12:00:00-05:00.
How did Wells Fargo & Company respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Wells Fargo & Company?
Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.