Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13773651
Complaint Overview
Complaint ID: 13773651
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: New York
ZIP Code: 10003
Date Received: 2025-05-28T12:00:00-05:00
Date Sent to Company: 2025-05-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing the continued inaccurate reporting of a XXXX XXXX account ( Acct XXXX XXXX XXXX ), listed as charged-off with a {$360.00} past-due balance. I do not acknowledge ownership of this account. I have previously disputed this directly with XXXX XXXX and requested validation under the Fair Credit Reporting Act ( FCRA ). No supporting documentation or contract bearing my signature has been provided to validate the accuracy or ownership of this debt. I also raised this issue with the credit reporting agency, and they failed to properly investigate or correct the inaccurate reporting. Under 15 U.S.C. 1681i ( a ) and 15 U.S.C. 1681s-2 ( b ), the credit bureau and data furnisher are required to conduct a reasonable investigation and remove unverifiable or inaccurate accounts. I am requesting that this account be permanently deleted from my credit file, and that all parties involved comply with their obligations under the FCRA. I am also requesting that the CFPB ensure the credit bureau and XXXX XXXX are held accountable for failing to comply with federal law.
Frequently Asked Questions
What is Complaint #13773651 about?
Complaint #13773651 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-28T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.