Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13773297
Complaint Overview
Complaint ID: 13773297
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 328XX
Date Received: 2025-05-28T12:00:00-05:00
Date Sent to Company: 2025-05-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am a victim of identity theft and am disputing an account that was fraudulently opened under my name without my authorization. The account was reported by XXXX XXXX for a balance of {$1200.00} tied to XXXX XXXX ( XXXX ), opened on or around XX/XX/XXXX. I have never had an account with XXXX, never lived at the address associated with this utility account, and did not open or authorize this account. I filed a police report with the XXXX Police Department on XX/XX/XXXX, confirming the identity theft. I also contacted the FTC and placed a fraud alert on my credit file. I requested full validation of the debt from XXXX XXXX, including a signed contract, utility application, and proof of residency. They did not provide any documentation linking me to the account. This collection is now being falsely reported on my XXXX credit report and is damaging my credit profile. I am requesting that the CFPB take corrective action to have this account removed under the Fair Credit Reporting Act ( FCRA ) 605B and to prevent further unlawful reporting of fraudulent debt.
Frequently Asked Questions
What is Complaint #13773297 about?
Complaint #13773297 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-28T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.