Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13773010
Complaint Overview
Complaint ID: 13773010
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Pennsylvania
ZIP Code: 151XX
Date Received: 2025-05-28T12:00:00-05:00
Date Sent to Company: 2025-05-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
RE : Formal Demand for Removal of Compromised Accounts and Immediate Action Due to Identity Theft. _______________ This letter serves as a final demand regarding multiple compromised accounts listed on my credit report that are the direct result of identity theft and a data breach in which my personal information was compromised. There are also account disputes that have not been updated within 30 days and that are reported inaccurately and incompletely. As a consumer, I am protected under the Fair Credit Reporting Act ( FCRA ), 15 U.S. Code 1681 and related federal and state laws. _________________ Over 30 days ago, I sent you a certified dispute letter ( return receipt requested ) regarding these compromised, inaccurate and incomplete accounts and demanded a reinvestigation in accordance with 15 U.S. Code 1681i ( a ) ( 1 ) ( A ). You received this correspondence and the enclosed evidence, which included proof of identity theft, yet these accounts remain on my credit report with no justified resolution or removal. ______________ According to 15 U.S. Code 1681c-2 ( Block of information resulting from identity theft ), you are required to block or remove any information resulting from identity theft when provided with proper notice, including : _________ A copy of a police report or FTC Identity Theft Report, _________ Identity Theft Affidavit _________ A statement from the consumer, _________ You are now in violation of this statute for continuing to report inaccurate and fraudulent data after being properly notified. The continued reporting of these accounts is causing me harm, obstructing financial opportunities, and violating my rights under federal law. __________ I am now formally demanding that you : _______ Immediately delete or block all incomplete and inaccurately reported accounts and compromised accounts associated with the identity theft and data breach. ________ Immediately delete Fraud Alert Statements or any other statements from my report. ________ Provide me with a written statement of your reinvestigation results as required by law. ___________ Cease and desist from continuing to report false, unauthorized, unverifiable, and disputed information. _________ Should you fail to comply within 15 days, I will take legal action against your agency for willful noncompliance and negligent violation of the FCRA in addition to seeking damages through civil litigation under 15 U.S. Code 1681n and 1681o. __________ I expect full compliance and removal of the following disputed accounts without delay. This is your final notice before legal action : __________ Reported Creditor : XXXX XXXX _______ Reported Date Opened : XX/XX/XXXX ________ Reported Acct # : XXXX ________ Dispute : Reinvestigation not completed and updated within 30 days _______ Dispute : Information Incomplete & Inaccurately reported_______ Dispute : Account Status is a result of data breach and identity theft ________ Demanded Action : Block and Remove immediately________________ Reported Creditor : XXXX XXXX XXXX XXXXXXXX _______ Reported Date Opened : XX/XX/XXXX ________ Reported Acct # : XXXX ________ Dispute : Reinvestigation not completed and updated within 30 days _______ Dispute : Information Incomplete & Inaccurately reported_______ Dispute : Account Status is a result of data breach and identity theft ________ Demanded Action : Block and Remove immediately________________ Reported Creditor : XXXX XXXX XXXX _______ Reported Original Creditor : XXXX XXXX XXXX ____________ Reported Date Opened : XX/XX/XXXX ________ Reported Acct # : XXXX ________ Dispute : Reinvestigation not completed and updated within 30 days _______ Dispute : Information Incomplete & Inaccurately reported_______ Dispute : Account Status is a result of data breach and identity theft ________ Demanded Action : Block and Remove immediately________________
Frequently Asked Questions
What is Complaint #13773010 about?
Complaint #13773010 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-28T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.