Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13728066
Complaint Overview
Complaint ID: 13728066
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 77327
Date Received: 2025-05-26T12:00:00-05:00
Date Sent to Company: 2025-05-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute the accuracy of an account reported by XXXX XXXX as reflected in my Experian credit report. The details of the account are as follows : Agency Name : XXXX XXXX XXXX XXXX XXXX Date Assigned : XXXX XXXX, 2021 Original Balance : {$660.00} Current Balance : {$2000.00} Responsibility : Individual I believe that this account is inaccurately reported and does not reflect my true payment history or financial responsibility. I request an investigation into this matter and the removal of any incorrect information from my credit report.
Frequently Asked Questions
What is Complaint #13728066 about?
Complaint #13728066 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-26T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.