Credit card -- Getting a credit card -- Complaint #13727456
Complaint Overview
Complaint ID: 13727456
Company: Encore Capital Group INC.
Product: Credit card
Sub-Product: Store credit card
Issue: Getting a credit card
Sub-Issue: Card opened without my consent or knowledge
State: Illinois
ZIP Code: 612XX
Date Received: 2025-05-26T12:00:00-05:00
Date Sent to Company: 2025-05-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Someone opened a credit card in my name without my knowledge in XXXX I reside in XXXX The credit acocunt has now been sold to Midland Credit Management and they want to take me to court to recover charges that I did not make
Frequently Asked Questions
What is Complaint #13727456 about?
Complaint #13727456 was filed against Encore Capital Group INC. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2025-05-26T12:00:00-05:00.
How did Encore Capital Group INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Encore Capital Group INC.?
Yes, visit the Encore Capital Group INC. company profile at readthecomplaint.com/company/encore-capital-group-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.