Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13708763
Complaint Overview
Complaint ID: 13708763
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Pennsylvania
ZIP Code: 17042
Date Received: 2025-05-25T12:00:00-05:00
Date Sent to Company: 2025-05-25T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear Experian Dispute Department, I am writing to formally dispute and request the immediate deletion of multiple inaccurate names currently associated with my Experian credit file. As shown in the attached screenshot of my credit report, you are reporting the following erroneous names under my personal information : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX These names are inaccurate, unrelated, and harmful to the accuracy and integrity of my credit file. My legal and only name is : XXXX XXXX XXXX XXXX The inclusion of incorrect aliases has caused serious confusion, misidentification, and damage to my credit profile. I have no legal connection to the other names listed, and they must be immediately removed from my file to comply with the Fair Credit Reporting Act ( FCRA ), Section 607 ( b ), which mandates that consumer reporting agencies : Follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. Additionally, FCRA Section 611 provides me the right to dispute and demand correction of any inaccurate or unverifiable information in my file. Formal Request Please take the following actions immediately : XXXX. Permanently delete the names : XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, and XXXX XXXX from my credit report. XXXX. Ensure that only my correct name, XXXX XXXX XXXX XXXX, is associated with my Experian file. XXXX. Send me a confirmation letter that this correction has been made. If this is not resolved within the 30 days allowed by law, I will file complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and the Pennsylvania Attorney Generals Office. I will also consider legal action under FCRA Sections 616 and 617 for willful or negligent noncompliance. Please confirm receipt of this dispute and send all future correspondence regarding this matter to my address listed above. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Email : XXXX XXXX
Frequently Asked Questions
What is Complaint #13708763 about?
Complaint #13708763 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-25T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.