Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13708248
Complaint Overview
Complaint ID: 13708248
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33810
Date Received: 2025-05-25T12:00:00-05:00
Date Sent to Company: 2025-05-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
RE : DEMAND FOR IMMEDIATE REMOVAL OF UNVERIFIABLE ACCOUNT XXXX XXXXXXXX & Account # : XXXX To Whom It May Concern : This letter serves as a formal dispute and final demand for the removal of an unverifiable and inaccurate account currently listed on my credit report. Under the Fair Credit Reporting Act ( FCRA ), you are required by federal law to verify the accuracy and validity of all information you report. If you can not provide written proof of the source and accuracy of this account, you are legally obligated to delete it immediately. The account in question, [ Insert Account Name/Number ], does not belong to me or is otherwise completely unverifiable. You have 30 days from receipt of this letter to investigate and confirm the legitimacy of this item. If you can not produce physical documentation showing that I am legally responsible for this account, then its presence on my report is a violation of my rights. Be aware : failure to comply with this demand will leave me no choice but to take legal action against your agency for willful noncompliance with the FCRA under 15 U.S. Code 1681n and 1681o. I will not hesitate to seek statutory damages, punitive damages, court costs, and attorneys fees. I am not asking. I am demanding that this unverifiable and unauthorized account be deleted immediately. This is your final opportunity to resolve this matter without escalation. You are to send written confirmation of deletion within 15 days of completing your investigation.
Frequently Asked Questions
What is Complaint #13708248 about?
Complaint #13708248 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-25T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.