Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13707493
Complaint Overview
Complaint ID: 13707493
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 31705
Date Received: 2025-05-25T12:00:00-05:00
Date Sent to Company: 2025-05-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Dear Transunion/ XXXX XXXX , Upon reviewing my consumer credit reports, I noticed one or more instances of late payment notations associated with the account listed below : Creditor Name : [ XXXX XXXX ] Account Number : [ XXXXXXXX XXXX XXXX XXXX XXXX ] Reported Delinquency Dates : XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am writing to formally dispute the accuracy of these late payment entries. I have consistently made on -time payments for this obligation in good standing. To the best records, I have never missed or delayed a payment for this account. Its showing on transunion, and not XXXX and XXXX. I kindly request that you investigate this matter and verify the payment history with the original creditor. If the reported information is found to be inaccurate, please update my credit report accordingly to reflect a positive payment history and remove the incorrect late payment entries. For your convenience, I have enclosed a copy of supporting documents Please provide written confirmation of the outcome of your investigation at your earliest convenience, in accordance with the fair credit reporting act ( FCRA ) Thank you for your attention to this matter. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/year>
Frequently Asked Questions
What is Complaint #13707493 about?
Complaint #13707493 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-25T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.