Checking or savings account -- Problem caused by your funds being low -- Complaint #13707336

Complaint Overview

Complaint ID: 13707336

Company: Wells Fargo & Company

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem caused by your funds being low

Sub-Issue: Late or other fees

State: Washington

ZIP Code: XXXXX

Date Received: 2025-05-25T12:00:00-05:00

Date Sent to Company: 2025-05-25T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Wells Fargo requires you to have a minimum of {$500.00} to avoid fees for the checking account. They still charged me {$10.00}. It then dropped my account below {$500.00} because of the fee. And now that the fee dropped it below {$500.00}, I will be charged again in amother month because I am below the minimum in the new cycle, but this is only because is the service fee, which should not have happened in the first place. A theft of {$20.00}. XXXX XXXX XXXX XXXX you Wells Fargo.

Frequently Asked Questions

What is Complaint #13707336 about?

Complaint #13707336 was filed against Wells Fargo & Company regarding Checking or savings account specifically about Problem caused by your funds being low. It was received by the CFPB on 2025-05-25T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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