Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13707174
Complaint Overview
Complaint ID: 13707174
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 34771
Date Received: 2025-05-25T12:00:00-05:00
Date Sent to Company: 2025-05-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing an account reported by XXXX XXXX XXXX that appears on my credit report with a reported opening date of XX/XX/year>, and a current balance of approximately {$13000.00}. I do not recognize this account, did not authorize this loan, and have never done business with XXXX XXXX XXXX. I became aware of this account after reviewing my credit report in XX/XX/year>. I did not open this account and did not receive any loan, funds, services, or products related to it. I believe this account may have been opened fraudulently or reported in error. I am requesting that the credit bureaus investigate this matter, verify the account with the creditor, and remove it from my credit report if it can not be verified with proper documentation of my consent. Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #13707174 about?
Complaint #13707174 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-25T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.