Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13701314
Complaint Overview
Complaint ID: 13701314
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Louisiana
ZIP Code: 71202
Date Received: 2025-05-24T12:00:00-05:00
Date Sent to Company: 2025-05-24T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, This letter serves as my third and FINAL formal dispute and demand for the immediate deletion of the inaccurate and unauthorized account listed as XXXX XXXX on my credit report, formal and final demand for the immediate removal of ALL unauthorized hard inquiries that have been fraudulently placed on my credit report without my knowledge, consent, or authorization. These hard inquiries were not initiated by me, and I have strong reason to believe my personal information was used without my permission in violation of my consumer rights under federal law. I have never applied for, agreed to, or authorized any account with XXXX XXXX. I hereby assert that the continued reporting of this account is a violation of my consumer rights under multiple federal statutes, including : Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. FCRA 611 Right to Dispute Inaccurate Information FCRA 605B Blocking of Information Resulting from Identity Theft or Fraud FCRA 623 Duty of Furnishers to Report Accurate Information FCRA 1681n & 1681o Civil Liability for Willful and Negligent Noncompliance
Frequently Asked Questions
What is Complaint #13701314 about?
Complaint #13701314 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-24T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.