Debt collection -- Written notification about debt -- Complaint #13695092

Complaint Overview

Complaint ID: 13695092

Company: N.A.R., INC.

Product: Debt collection

Sub-Product: Auto debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Nevada

ZIP Code: 89128

Date Received: 2025-05-23T12:00:00-05:00

Date Sent to Company: 2025-05-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I purchased the vehicle in XXXX in and around XXXX or XXXX i was making my payments to the finance company which out of XXXX, Utah the company that financed me was XXXX XXXX XXXX XXXX. When covid hit i was out of work for 6 mo. I called the finance company and they were unwilling to work with so i haf no choice but to voluntarily give up the vehicle. The loan officer or manager let me know the next steps which would they would auction the cat and whatever is left over i woulf be required to pay back to them. Time goes by i recieve no communication from XXXX XXXX XXXX i check my credit i check my credit abd i see a debt of XXXX from north american recovery which was opened XX/XX/XXXX i called they said we own your debt from new start. I let them know that i was not notified by XXXX XXXX that they sold my debt off and i requested a debt validation letter that i still have not recieved.

Frequently Asked Questions

What is Complaint #13695092 about?

Complaint #13695092 was filed against N.A.R., INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-05-23T12:00:00-05:00.

How did N.A.R., INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against N.A.R., INC.?

Yes, visit the N.A.R., INC. company profile at readthecomplaint.com/company/n-a-r-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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