Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13693531
Complaint Overview
Complaint ID: 13693531
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 33837
Date Received: 2025-05-23T12:00:00-05:00
Date Sent to Company: 2025-05-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Complaint Regarding XXXX XXXX Inaccurate Collection Reporting on XXXX XXXX TransUnion XXXX Whom It May Concern, I am submitting this formal complaint against XXXX XXXX, XXXX, XXXX TransUnion for their failure XXXX correct XXXX remove an account that has been fully paid XXXX no longer belongs on my credit report. This issue represents clear violations of the Fair Credit Reporting Act ( FCRA ), the Truth in Lending Act ( TILA ), XXXX the XXXXXXXX XXXX XXXX GLBA ). Account in Question : Creditor : XXXX XXXX Original Account Number : Ending in XXXX Account Type : XXXX Opened : XX/XX/XXXX Closed : XX/XX/XXXX ( TransUnion ), XX/XX/XXXX ( Experian ) Balance : {$0.00} Status : In Dispute ( but still listed ) Last Payment : Fully paid on XXXX Current Status : XXXX : XXXX removed XXXX & TransUnion : Still reporting negatively despite being {$0.00} and paid Violations : FCRA XXXX XXXX. XXXX and XXXX ( b ) : TransUnion and XXXX are furnishing outdated XXXX inaccurate information. This account was resolved, closed, XXXX paid in full years ago and must not be shown as a collection or derogatory account. XXXX XXXX XXXX. XXXX et seq. : The continued listing of this paid-off account without disclosure of resolution misrepresents my financial obligations XXXX impairs my ability XXXX access fair credit. XXXX XXXX XXXX. XXXX : There has been a failure XXXX maintain the accuracy XXXX confidentiality of my consumer data, leading XXXX reputational XXXX financial harm.
Frequently Asked Questions
What is Complaint #13693531 about?
Complaint #13693531 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-23T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.