Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13693412
Complaint Overview
Complaint ID: 13693412
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 77096
Date Received: 2025-05-23T12:00:00-05:00
Date Sent to Company: 2025-05-23T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Urgent Dispute of Inaccurate Late Payment Reporting Dear TransUnion, I am formally writing this cover letter disputing the inaccurate reporting of a late payment on my TransUnion credit file. The account details are as follows : Creditor : XXXX XXXX Account Number ( Partial ) : XXXX Reported Late Payment : XX/XX/year> Status : Closed Credit Limit : {$670.00} This information is false, and after reviewing my records, I confirm that no late payment occurred. As a consumer law and credit repair expert, Im asserting my rights under the Fair Credit Reporting Act ( 15 U.S.C. 1681i and 1681e ( b ) Additionally, please remove this inaccuracy asap. Below is more detailed information and consumer laws to remove this late payment Thank you for your prompt attention. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #13693412 about?
Complaint #13693412 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-23T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.