Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13671987
Complaint Overview
Complaint ID: 13671987
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Delaware
ZIP Code: 19802
Date Received: 2025-05-22T12:00:00-05:00
Date Sent to Company: 2025-05-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
CFPB Dispute Letter Incorrect Name and Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DE XXXX XXXX XXXX Date : XX/XX/year> Subject : Dispute of Inaccurate Personal Information Name and Address To Whom It May Concern, I am writing to formally dispute the reporting of inaccurate personal information on my credit file. Upon reviewing my credit report, I noticed the presence of incorrect entries, specifically : A wrong or misspelled version of my name An address that does not belong to me and has never been associated with me These errors are both misleading and potentially damaging, as they may be associated with accounts or activities that are not mine. Under the Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681i, I have the right to dispute any inaccurate, incomplete, or unverifiable information on my credit report. I am requesting the following : XXXXImmediate deletion of the incorrect name ( s ) and address ( es ) XXXXVerification and correction of all personal identifying information on my report XXXXWritten confirmation once these corrections have been made Please find attached a copy of my government-issued ID and a utility bill ( or lease/bank statement ) to confirm my correct name and address. Failure to correct these inaccuracies may result in further complaints filed with federal and state agencies. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #13671987 about?
Complaint #13671987 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.