Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #13671848
Complaint Overview
Complaint ID: 13671848
Company: Capital One Financial Corporation
Product: Checking or savings account
Sub-Product: Checking account
Issue: Problem with a lender or other company charging your account
Sub-Issue: Transaction was not authorized
State: Maryland
ZIP Code: 20744
Date Received: 2025-05-22T12:00:00-05:00
Date Sent to Company: 2025-05-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I reported fraud involving over {$1300.00} that I was coerced into paying. The bank denied my claim, stating I authorized the transaction. On a recorded call, I clearly said I was forced, but they are now falsely stating I said I was not. This is a misrepresentation of my statement and has led to my claim being denied unfairly. I am experiencing financial hardship due to this decision and request the CFPBs assistance to have the dispute reopened, charges reversed, and the recording reviewed properly by a fraud specialist.
Frequently Asked Questions
What is Complaint #13671848 about?
Complaint #13671848 was filed against Capital One Financial Corporation regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2025-05-22T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.