Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13671754
Complaint Overview
Complaint ID: 13671754
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 77095
Date Received: 2025-05-22T12:00:00-05:00
Date Sent to Company: 2025-05-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Discrepancy : Last activity date shown as XX/XX/XXXX, while other bureaus use XX/XX/XXXX. Status : You list Open while others report Charge Off. No Collector Address or Agency Info Provided not compliant with FCRA 609 ( a ) ( 1 ). Action Requested : Verify or delete. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Problem : You list the date of first delinquency as XX/XX/XXXX, but the account wasnt opened until XX/XX/XXXX this is a clear chronological error. XXXX XXXX : Open here vs. XXXX XXXX on XXXX. XXXX Requested : Clarify or remove immediately due to false data. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ) Not consistently reported across bureaus. Equifax shows 100 % on-time payment while others mark this as a severe collection. Date of XXXX XXXX ( XX/XX/XXXX ) is inconsistent with all other reports. Action Requested : Demand verification or delete due to unresolvable conflict.
Frequently Asked Questions
What is Complaint #13671754 about?
Complaint #13671754 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.