Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13671525
Complaint Overview
Complaint ID: 13671525
Company: Lexisnexis
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30078
Date Received: 2025-05-22T12:00:00-05:00
Date Sent to Company: 2025-05-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Lexis Nexis has been reporting information for monetary dues to these Credit reporting agencies with out my permission. Ive placed a credit freeze and they are still reporting information to where now Im being denied This information is not any transaction related to me as a consumer. " XXXX XXXX shared my information with this person and I never gave permission for that and now all this information is on my credit report. I am worried and at this point I feel like I need a new social. '' " punitive damage is when they expect an updated copy of my credit report of this update and block. I want a copy of receipt of my letter notifying you of the block and letting them know of identity theft. " This is stressing me out and very detrimental to my health. You are affecting my quality of life. You are blocking me from getting stuff. The money I was denied, now you owe me- punitive damages 15c 1682 ( 4 ) right to privacy. There is a need to make sure that this is being respected. Reasonable procudures- accuracy and fairness They tend to twist the words of congress as these are congress words. 603 ( 2 ) ( a ) ( i ) transactions and experiences can not be reported ( use with late payments ) " I've attempted before and willful non compliance of the fair credit reporting act. The FCRA states ( cite the law ). Since you are collecting this information directly from ( creditor ) and this is an experience between me and this person, clearly this is a violation and should be removed immediately. 603 ( 3 ) ( e ) The term " investigative consumer report '' means a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. ( f ) The term " consumer reporting agency '' means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports. 15 usc 1681 N for {$1000.00} per violation
Frequently Asked Questions
What is Complaint #13671525 about?
Complaint #13671525 was filed against Lexisnexis regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-22T12:00:00-05:00.
How did Lexisnexis respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Lexisnexis?
Yes, visit the Lexisnexis company profile at readthecomplaint.com/company/lexisnexis to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.