Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13650614
Complaint Overview
Complaint ID: 13650614
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Massachusetts
ZIP Code: 02368
Date Received: 2025-05-21T12:00:00-05:00
Date Sent to Company: 2025-05-21T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Dispute of Inaccurate Late Payment Reporting Request for Investigation Dear CFPB Representative, I am submitting this complaint regarding the reporting of late payments on several of my credit accounts, which I believe are either inaccurate, unverifiable, or reported unfairly, and I am requesting the Consumer Financial Protection Bureau 's assistance in investigating and resolving the matter. The accounts in question are as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX creditors have reported late payments to the credit bureaus ( XXXX, XXXX, TransUnion ), but I dispute the validity and accuracy of these entries for the following reasons : I was not properly notified or billed in a timely manner ; The accounts may have been impacted by identity theft or reporting errors ; I have not received documentation verifying these delinquencies ; I have made consistent payments in many instances, and the derogatory remarks do not match my records. I have attempted to resolve this directly with the credit bureaus and creditors but have not received a satisfactory resolution. I am including documentation to support my dispute, including a copy of my credit report and proof of identity. I respectfully request that the CFPB open a formal investigation into this matter and compel the creditors to provide proper verification or remove the inaccurate negative entries. These derogatory marks are significantly harming my ability to access fair credit opportunities. Thank you for your attention and assistance in this matter. Sincerely, [ XXXX XXXX ] XXXX ( last XXXX digits ) : XXXX DOB : [ XX/XX/year> ]
Frequently Asked Questions
What is Complaint #13650614 about?
Complaint #13650614 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-21T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.