Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13603336

Complaint Overview

Complaint ID: 13603336

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Georgia

ZIP Code: 304XX

Date Received: 2025-05-19T12:00:00-05:00

Date Sent to Company: 2025-05-19T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I disputed this information several time, only to have it removed and later reapplied to my credit report. The said items on my credit report are the items that I'm asking to be removed, due to the CRA 's violating several of my consumer rights, by not providing me with a contract between myself and the CRA 's, my rights to privacy, and by not actually investigating the validity of the mentioned accounts.In XXXX XXXX XXXX, Equifax had a lawsuit filed against them for unethical practices ; failing to properly conduct investigations into consumers disputes to assure its accuracy of the information, which lead to inaccurate information and errors being reported on consumer credit reports, which resulted in consumers being denied credit or unfair credit worthiness reported.I ask that the mentioned accounts are permanently removed from my report. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #13603336 about?

Complaint #13603336 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-19T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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