Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13581199
Complaint Overview
Complaint ID: 13581199
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 94043
Date Received: 2025-05-18T12:00:00-05:00
Date Sent to Company: 2025-05-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
RE : Section 609 Request for Account Verification XXXX XXXX ( Account XXXX XXXX XXXXXXXX ) Dear TransUnion, I am formally requesting, under my rights pursuant to Section XXXX of the Fair Credit Reporting Act ( 15 U.S. Code 1681g ), that you provide complete verification and documentation of the account listed below which appears on my credit report : Creditor : XXXX XXXX ( XXXX XXXX XXXX XXXX ) Account Number : XXXX Balance : {$49000.00} Status : Charged Off Date Opened : XX/XX/XXXX Date Closed : XX/XX/XXXX This account is the result of identity theft and has been fraudulently reported in my name. I have already filed an FTC Identity Theft Report ( attached ) and attempted to dispute this item through your standard channels. You continue to report this account as verified without providing legally required supporting documentation. My Request Please provide : XXXX. A copy of the original signed contract or application bearing my signature used to open this account. XXXX. Documentation used in your verification process, including any billing statements, IP logs, or application IP source. XXXX. The method and party used to verify the accounts accuracy during your investigation. If you can not produce this documentation within 30 days, the Fair Credit Reporting Act mandates that you delete the item from my credit report. Continued reporting without proper documentation constitutes a violation of the FCRA and my rights as a consumer. Enclosures : FTC Identity Theft Report Proof of Identity ( Drivers License, SSN, Utility Bill ) Copy of Credit Report Highlighting the Disputed Account If this account is not removed, I will pursue further action through the Consumer Financial Protection Bureau ( CFPB ) and potentially through legal channels.
Frequently Asked Questions
What is Complaint #13581199 about?
Complaint #13581199 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-18T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.