Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13580794
Complaint Overview
Complaint ID: 13580794
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33063
Date Received: 2025-05-18T12:00:00-05:00
Date Sent to Company: 2025-05-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
ATTENTION : CFBP SUBJECT : Formal Dispute and Demand for Deletion of Loan Records from DEPT OF EDUCATION/XXXXXXXX XXXX DEPT OF ED To Whom It May Concern, This correspondence serves as a formal dispute of the student loan record associated with the above-referenced account, currently maintained by the Department of Education and/or its servicers , including XXXX. Pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., and the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692 et seq., I am asserting that the continued reporting and maintenance of this debt is improper and I am demanding its immediate deletion from all records. Upon review, I have identified material deficiencies in the accuracy and verifiability of the data underlying this account. Federal consumer law requires that all information furnished to consumer reporting agencies be complete and verifiable. If the Department of Education and its agents are unable to provide full substantiation of this debtincluding original loan documents, a complete payment history, and a clear calculation of any outstanding balanceI request that the loan record be immediately deleted from all systems and all credit reporting agencies notified accordingly. Please consider this letter a direct request for deletion under the FCRA and FDCPA. If you are unable to fully validate the accuracy and legal enforceability of this debt, you are obligated to remove it from all reporting. Thank you for your prompt attention. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #13580794 about?
Complaint #13580794 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-18T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.