Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13580606
Complaint Overview
Complaint ID: 13580606
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: North Carolina
ZIP Code: 27587
Date Received: 2025-05-18T12:00:00-05:00
Date Sent to Company: 2025-05-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Recently, I did an investigation on my credit report and found these items on there to be incorrect. 15 U.S. Code 1681s-2 - Responsibilities of furnishers of information to consumer reporting agencies. 15 U.S.C. 1681e ( b ) is part of the Fair Credit Reporting Act ( FCRA ) and mandates that consumer reporting agencies ( CRAs ) take reasonable steps to ensure the maximum possible accuracy of the information they provide in consumer reports. This section essentially means that CRAs must have procedures in place to minimize errors and inaccuracies in consumer credit reports. XXXX Installment account opened on XX/XX/XXXX and a balance of {$12000.00}. This account was charged off and I no longer owe money to this creditor but its still showing a balance due. XXXX Installment account opened on XX/XX/XXXX and a balance of {$0.00}. I was never late on this account. I have made all my payments on time. XXXX XXXX Revolving account opened on XX/XX/XXXX and a balance of {$600.00}. This account was charged off and I no longer owe money to this creditor but its still showing a balance due. XXXX XXXX XXXX Installment account opened on XX/XX/XXXX and a balance of {$0.00}. I dont agree with the negative payment status and history listed on this account. Please provide all statements showing the exact past due amount of any missed payments and the exact date that this account became negative. Please reinvestigate these matters and delete or correct the disputed information as soon as possible. Thank you for your assistance.
Frequently Asked Questions
What is Complaint #13580606 about?
Complaint #13580606 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-18T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.