Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13579897
Complaint Overview
Complaint ID: 13579897
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Missouri
ZIP Code: 64134
Date Received: 2025-05-18T12:00:00-05:00
Date Sent to Company: 2025-05-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, MO XXXX TransUnion LLC XXXX. XXXX XXXX XXXXXXXX, PA XXXX RE : Formal Notice of Identity Theft and Demand for Immediate Deletion of False Addresses from Credit File Under the FCRA To Whom It May Concern, I am writing to provide you with formal written notice that I am a victim of identity theft and to demand the immediate deletion of the following false and unauthorized addresses that appear on my credit report. These addresses do not belong to me, and I have never resided at any of them : XXXX XXXX XXXXXXXX XXXX XXXXXXXX, XXXX, FL XXXX XXXX XXXX XXXX, XXXX, FL XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, MO XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX MO XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX, FL XXXX XXXX XXXX XXXXXXXX XXXX XXXX, MO XXXX The only address that should appear on my credit report is : XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX, MO XXXX Under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S. Code 1681c-2, when a consumer provides a credit reporting agency with notice that they are a victim of identity theft and identifies information resulting from that theft, the agency must block and remove the fraudulent information within 4 business days of receiving the notice. This law exists to protect victims of identity theft and to prevent further harm from the reporting of false information. I am not requesting an investigation. I am notifying you that this information is fraudulent, and I demand that you comply with your legal obligations under the FCRA by immediately and permanently deleting all of the above-listed addresses from my credit report. Failure to comply with this demand constitutes a willful violation of the FCRA and subjects TransUnion to civil liability, including but not limited to : Actual damages ( 15 U.S. Code 1681o ) Statutory damages of up to {$1000.00} per violation Punitive damages for willful noncompliance ( 15 U.S. Code 1681n ) Attorneys fees and court costs You are hereby advised that any further delay or refusal to correct this information may result in legal action being taken against your agency. I expect written confirmation that all the disputed addresses have been deleted and that only my accurate and verified address remains on file. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #13579897 about?
Complaint #13579897 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-18T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.