Vehicle loan or lease -- Managing the loan or lease -- Complaint #13574244
Complaint Overview
Complaint ID: 13574244
Company: Exeter Finance, LLC.
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Managing the loan or lease
Sub-Issue: Problem with the interest rate
State: Georgia
ZIP Code: 30344
Date Received: 2025-05-17T12:00:00-05:00
Date Sent to Company: 2025-05-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have been denied Georgia usury laws I have been rejected when I ask for a refund of illegally collected interest I have refused by the finance company to correct a loan charging 127 % of principal in interest My original loan was XXXX MY APR IS 27 % After 6 payments of XXXX only XXXX dollars went to the principal My pay off quote is XXXX The total repayment is XXXXXXXX XXXX XXXXXXXX ( criminal usury over 60 % effective APR ) Federal Truth in Lending Act ( undisclosed XXXX in interest Georgia Fair business practices Act ( Unconscionable terms )
Frequently Asked Questions
What is Complaint #13574244 about?
Complaint #13574244 was filed against Exeter Finance, LLC. regarding Vehicle loan or lease specifically about Managing the loan or lease. It was received by the CFPB on 2025-05-17T12:00:00-05:00.
How did Exeter Finance, LLC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Exeter Finance, LLC.?
Yes, visit the Exeter Finance, LLC. company profile at readthecomplaint.com/company/exeter-finance-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.