Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13573656
Complaint Overview
Complaint ID: 13573656
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Indiana
ZIP Code: 46311
Date Received: 2025-05-17T12:00:00-05:00
Date Sent to Company: 2025-05-17T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a formal complaint regarding numerous fraudulent accounts that have been reported on my credit file due to a data breach in which my personal information was compromised. These accounts were not opened by me and are the direct result of identity theft. Despite repeated disputes and submission of supporting evidence, these accounts remain on my credit report and are seriously damaging my credit profile. The following accounts are fraudulent and were not authorized by me : XXXX XXXX XXXX {$98.00} Account # : XXXX XXXX XXXX {$1500.00} Account # : XXXX XXXX XXXX XXXX {$1000.00} Account # : XXXX XXXX XXXX XXXX XXXX Account # : XXXX XXXX XXXX XXXX {$4500.00} Account # : XXXX XXXX XXXX {$5500.00} Account XXXX : XXXX XXXX XXXX XXXX XXXX {$820.00} Account XXXX : XXXX XXXX XXXX XXXX XXXX {$17000.00} Account # : XXXX XXXX XXXX XXXX {$7000.00} Account # : XXXX XXXX XXXX {$8300.00} Account # : XXXX I have submitted multiple disputes along with proper documentation including : FTC Identity Theft Reports Proof of my personal information being compromised in a data breach Supporting documents confirming these accounts were opened fraudulently Under FCRA Section 605B, I am entitled to have all information resulting from identity theft blocked and permanently removed from my credit file once proper documentation is provided. The continued presence of these accounts is a direct violation of federal law and a gross negligence of consumer protection responsibilities. This willful noncompliance has left me with no choice but to file this complaint with the CFPB. If these accounts are not immediately and permanently removed, I will proceed to retain legal counsel and explore all options, including civil litigation, for the failure to act in accordance with the Fair Credit Reporting Act. This is your notice.I am filing a formal complaint regarding numerous fraudulent accounts that have been reported on my credit file due to a data breach in which my personal information was compromised. These accounts were not opened by me and are the direct result of identity theft. Despite repeated disputes and submission of supporting evidence, these accounts remain on my credit report and are seriously damaging my credit profile. The following accounts are fraudulent and were not authorized by me : XXXX XXXX XXXX {$98.00} Account # : XXXX XXXX XXXX {$1500.00} Account # : XXXX XXXX XXXX XXXX {$1000.00} Account # : XXXX XXXX XXXX XXXXXXXX XXXX Account # : XXXX XXXX XXXX XXXXXXXX {$4500.00} Account # : XXXX XXXXXXXX XXXX {$5500.00} Account XXXX : XXXX XXXX XXXX XXXX XXXX {$820.00} Account XXXX : XXXX XXXX XXXX XXXX XXXX {$17000.00} Account # : XXXX XXXX XXXX XXXX {$7000.00} Account # : XXXX XXXX XXXX {$8300.00} Account # : XXXX I have submitted multiple disputes along with proper documentation including : FTC Identity Theft Reports Proof of my personal information being compromised in a data breach Supporting documents confirming these accounts were opened fraudulently Under FCRA Section 605B, I am entitled to have all information resulting from identity theft blocked and permanently removed from my credit file once proper documentation is provided. The continued presence of these accounts is a direct violation of federal law and a gross negligence of consumer protection responsibilities. This willful noncompliance has left me with no choice but to file this complaint with the CFPB. If these accounts are not immediately and permanently removed, I will proceed to retain legal counsel and explore all options, including civil litigation, for the failure to act in accordance with the Fair Credit Reporting Act. This is your notice. I expect prompt resolution and full removal of these fraudulent accounts.
Frequently Asked Questions
What is Complaint #13573656 about?
Complaint #13573656 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-17T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.