Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13570784
Complaint Overview
Complaint ID: 13570784
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Mississippi
ZIP Code: 38637
Date Received: 2025-05-16T12:00:00-05:00
Date Sent to Company: 2025-05-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There are accounts reporting on my consumer report along with addresses I've never lived and Inquires I did not give my permission to companies to retrieve my Consumer report, I've written all Three Credit Bureaus Transunion, Equifax I even sent the Data Breach document I was able to retrieve from there website stating my information had been breached and Experian with much detail asking to please Verify and validate the reported debt, I can't for the life of me understand how The Credit Bureaus can receive information from the listed companies Stating " The account was Verified '' however when I've contacted some of the companies via phone, or simply writing disputing the information reported several of the companies could not verify my personal information and informed me the information I disputed would be removed to no avail the information is still reporting. I'm asking the listed information be removed, According to the Fair Credit Reporting Act ( FCRA ), under 15 U.S.C. 1681e ( b ), consumer reporting agencies are required to follow reasonable procedures to ensure maximum possible accuracy of the information they report. In the case of Trans Union LLC v. Ramirez, the court emphasized the importance of accuracy in credit reporting and the potential harms that can arise from inaccuracies. 1. Debt Collector : XXXX XXXX : XXXX XXXX Account Number : XXXX Amount : XXXX Open Date : XX/XX/XXXX XXXX. Debt Collector : XXXX XXXX Account Number : XXXX Amount : {$190.00} Open Date : XX/XX/XXXX XXXX. Debt Collector : XXXX XXXX XXXX Account Number : XXXX Amount : {$830.00} Open Date : XX/XX/XXXX XXXX. Debt Collector : XXXX XXXXXXXX XXXX Account Number : XXXX Amount : {$12000.00} Open Date : XX/XX/XXXX XXXX. Debt Collector : XXXX XXXX XXXX Account Number : XXXX Amount : {$830.00} Open Date : XX/XX/XXXX XXXX. Debt Collector : XXXX XXXX XXXX Account Number : XXXX Amount : {$830.00} Open Date : XX/XX/XXXX 7. Debt Collector : XXXX XXXX Account Number : XXXX Amount : {$2000.00} Open Date : XX/XX/XXXX 8. Debt Collector : XXXX XXXX XXXX Account Number : XXXX Amount : {$2900.00} Open Date : XXXX
Frequently Asked Questions
What is Complaint #13570784 about?
Complaint #13570784 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-16T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.