Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #13564132
Complaint Overview
Complaint ID: 13564132
Company: Kovo
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Missouri
ZIP Code: 64804
Date Received: 2025-05-16T12:00:00-05:00
Date Sent to Company: 2025-05-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In accordance with the federal credit reporting act this creditor has violated my rights under 15usc 1681 section 602 states I have the right to privacy, 15usc 1681 section 604a section 2, it also states a consumer reporting agency can not furnish an account with out my written instructions, under 15usc 1666b a creditor a may not treat a payment on a credit card account under an open consumer credit plan as late for any purpose
Frequently Asked Questions
What is Complaint #13564132 about?
Complaint #13564132 was filed against Kovo regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-05-16T12:00:00-05:00.
How did Kovo respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Kovo?
Yes, visit the Kovo company profile at readthecomplaint.com/company/kovo to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.