Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #13544022
Complaint Overview
Complaint ID: 13544022
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: XXXXX
Date Received: 2025-05-15T12:00:00-05:00
Date Sent to Company: 2025-05-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Formal Demand to Block Fraudulent Information Under FCRA 605B Identity Theft To Whom It May Concern, This is a formal demand for the immediate blocking and removal of fraudulent information from my credit report in accordance with the Fair Credit Reporting Act ( FCRA ) 605B. This section requires you to block identity theft-related information within four ( 4 ) business days after receiving a proper request. The following account ( s ) were opened or used as a result of identity theft and do not belong to me : Creditor/Collector Name : XXXX XXXX XXXX Account Number : XXXX Date Opened/Reported : XX/XX/XXXX Account Name : Dept of Education/XXXX Account # XXXX Date XXXX Inquiry : XXXX Date : XX/XX/XXXX Inquiry : XXXX XXXX Financial Date : XX/XX/XXXX Type of Account : [ e.g., Credit Card, Collection, Loan ] You are required by law to block the reporting of these items across all consumer reports you maintain and notify the furnisher of the block. Enclosed with this letter, as required by FCRA 605B, The documents are attached to this complaint. This is your legal notice. I expect full compliance within four business days, per federal statute. If you fail to take prompt action : I will immediately file complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and my State Attorney General. I will seek legal counsel to initiate litigation for willful noncompliance, continued defamation, and negligence under FCRA 616 and 617. I am not requesting an investigation I am demanding the required block and deletion of fraudulent data, as clearly outlined under FCRA 605B. Failure to comply will be documented and pursued to the fullest extent of the law. You have been officially notified. Sincerely,
Frequently Asked Questions
What is Complaint #13544022 about?
Complaint #13544022 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-05-15T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.