Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #13521779
Complaint Overview
Complaint ID: 13521779
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Was not notified of investigation status or results
State: Arizona
ZIP Code: 85032
Date Received: 2025-05-14T12:00:00-05:00
Date Sent to Company: 2025-05-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/XXXX Experian, Equifax, and TransUnion were notified of incorrect information reporting on my credit report and was asked to delete the information reporting incorrectly. They have yet to verify and respond in a timely manner per Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681c-1, which mandates the blocking and deletion of disputed information that can not be verified as accurate within four ( 4 ) business days. Under the authority of 15 U.S.C. 1681c-1 ( a ), you are required to block this information from my file immediately, and if unverified, delete it within 4 business days of receipt of this letter. Failing to do so constitutes willful noncompliance, which subjects Experian to civil liability of up to {$1000.00} per violation under 15 U.S.C. 1681n.
Frequently Asked Questions
What is Complaint #13521779 about?
Complaint #13521779 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-05-14T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.