Credit card -- Getting a credit card -- Complaint #13521738
Complaint Overview
Complaint ID: 13521738
Company: Transunion Intermediate Holdings, INC.
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Card opened without my consent or knowledge
State: New Mexico
ZIP Code: 87144
Date Received: 2025-05-14T12:00:00-05:00
Date Sent to Company: 2025-05-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a victim of identity theft, and several fraudulent accounts and unauthorized inquiries have appeared on my credit reports across all three major credit bureaus ( XXXX XXXX, and TransUnion ). These accounts were opened without my consent or knowledge and are significantly damaging my credit profile. Despite multiple disputes and supporting documentation submitted to the credit bureausincluding a police report, a copy of my government-issued ID, and a copy of my Social Security cardthe following fraudulent accounts and inquiries remain on my credit reports. Fraudulent Accounts and Inquiries to Be Removed : XXXX XXXX ( Account # XXXX ) Charged-off account with inconsistent reporting and no verification. XXXX ( Account # XXXX ) Reporting incorrect open dates and credit limits. XXXX XXXX Fraudulent auto loan never authorized by me. Unauthorized Inquiries from the Following Companies : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX I did not authorize any of the above accounts or inquiries. I have submitted disputes through the credit bureaus and have not received proper investigations or timely resolutions as required by the Fair Credit Reporting Act ( FCRA ). Some of these inquiries and accounts date back several months and continue to report despite being disputed. I am requesting that the Consumer Financial Protection Bureau ( CFPB ) assist in compelling the credit reporting agencies to immediately remove all fraudulent accounts and inquiries listed above and provide a written confirmation of the corrections.
Frequently Asked Questions
What is Complaint #13521738 about?
Complaint #13521738 was filed against Transunion Intermediate Holdings, INC. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2025-05-14T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.